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Get Approved Now for a Fixed Rate Refinance or Cash Out Equity Loan even if your credit scores are bad

Bad Credit Home Mortgage Loans, Refinance Mortgages, FHA Rates

Bad credit home mortgage loans from FHA & Non Conforming lenders providing 100% home financing for refinance, hard money, purchase, 2nd mortgage, equity loans, debt consolidation and new home construction. Our bad credit lenders offer low rate loan programs for home financing and refinancing adjustable rate mortgages. Now you can consolidate your costly loans and debts into one low monthly payment. You can also get cash out for home improvement and much more! Our subprime mortgage companies are a respected "Bad Credit" lender who recently extended its mortgage loan programs online for all homeowners in the U.S. Don't get down from past loan denials.

Some mortgage lenders don't offer the home loan products that we do for people with sub-prime credit. We provide home financing to people in bankruptcy or who recently had a foreclosure. We even offer hard money loans for home purchase, cash out, or refinancing.

  • Bad Credit Home Refinancing
  • FHA Home Mortgage Loans
  • Hard Money Equity Loans
  • Bad Credit Financing for New Homebuyers
  • Cash Back Home Refinancing
  • Veteran Home Mortgages

Home Mortgage Bad Credit is a company that specializes in the home purchase, refinance, 2nd mortgage and re-establishment of credit for residential financing, has announced changes to its mortgage lending programs. Our participating home mortgage lenders are now offering revised term loans that will no longer be subject to application fees before a loan is approved and agreed upon from the loan applicant. Closing costs will only be charged in the loan, and the homeowner is only responsible for the closing costs if they agree to the loan and sign the loan documents with escrow. Get updated Mortgage News.

Home Mortgage Rates are the lowest they have been in years
FREE Home Mortgage Loan Quote!

  • Lower Your Loan Payments with Fixed Rates!
  • Start Saving by Refinancing Your Sub-Prime Mortgage Now!
  • No Equity Required for 1st and 2nd Mortgages
  • Let the Home Lenders compete for your loan here

Check today's mortgage rates for various equity loan and refinance programs here.
Lock in your Rate Now for a Home Mortgage Loan!

Apply Now for a Home Mortgage Loan

Fill out a short form online from the privacy and comfort of your own home.
Our Lenders offer loan programs for people with excellent, good or bad credit.

Fixed Rate Refinance Mortgages Refinance your credit line or ARM with a fixed rate loan that lowers your mortgage payment!
Cash Out Home Mortgages Get cash with a second mortgage even if you are a 1st time homebuyer who bought your home with no money down. We lend funds to 125%.
FHA Mortgage No Equity refinancing with loans above the appraised value.
100% VA Home Loan Financing No Money Down Mortgage or 80-20 home loan with no mortgage insurance. 100% home financing is not as easy as it was a few years back, so it is more important than ever to align yourself with a proven mortgage lender.
FHA Streamline Poor credit?...no problem with Government backed FHA home financing! FHA home loans are offered based on your income not your fico scores or credit history.
VA Streamlines loans Veterans are offered 100% home loans. No money Down! No Appraisal required!

There is No Cost and No Obligation To Get Rate and Payment Quotes!

Home Mortgage Market Update

The overnight average 15-year fixed mortgage rate fell from 6.27% to 6.20%, the avg. rate for five-year Treasury-indexed hybrid adjustable-rate mortgages declined from 6.27% to 6.21%, and the average rate for one-year Treasury-indexed ARMs was unchanged, at 5.69%, Freddie Mac reported. Loan fees and points averaged .4 of a point to 1 pt for fixed-rate home mortgage and hybrid adjustable rate mortgages (ARM) and 0.8 of a point to 2 pts for 1-year ARMs.

"The worse-than-expected jobs report, combined with the [Federal Reserve Board]'s decision to pass on raising rates at its last meeting, led directly to lower rates this week," said Frank Nothaft, Freddie Mac's chief economist. ".... Lower rates may bring about a rise in refinancing activity as homeowners with ARMs getting ready to reset decide to take advantage by locking into fixed-rate mortgages now rather than waiting until the adjustment date, when rates may be higher." A year ago, the average 30-year and 15-year fixed rates were 5.89% and 5.47%, respectively, and the avg. hybrid and 1-year ARM rates were 5.40% and 4.57%, respectively, Freddie Mac said. Freddie Mac can be found online at Freddie Mac.

Get approved for a home purchase loan with interest rates starting at 1%.

Home Mortgage Company Profile: Sub-Prime Loan Refinancing Focus

Home Mortgage Bad Credit’s mortgage loan division was created from the simple premise that quality customer service combined with competitive low interest rates for non-conforming loans would create a company to be reckoned with. We empower our loan officers and mortgage consultants to work with borrowers at the local level based on merit. We offer a combined home mortgage lending experience of over 50 years, and we are dedicated to building our company through quality loan products, dynamic people with competitive interest rates.


Lower Rates Put More Money in your pocket!
40 Year Mortgages to 100%
Hard Money Loans Available
Sub-Prime Home Refinancing
No Money Down Purchase Mortgages
80-20 Sub-Prime Home Loans
1-Payment Mortgages to 100%
Low-Payment Negative Amortization
Mortgage Refinance Loans up to $600,000
Borrow up to 100% of your home's appraised value.
Refinance credit card debts

Home Mortgage Loans Mortgages Rates Bad Credit