| Bad Credit Home Mortgage sponsors FHA and Non Conforming lenders with refinance loans while providing 100% home financing for refinancing, hard money, purchase, 2nd mortgage, equity loans, debt consolidation and new home construction. We work with bad credit mortgage lenders who provide fixed rate loan programs for new home financing and for existing homeowners who need to refinance their current adjustable rate mortgages.
Now you can consolidate your costly loans and debts into one low monthly payment. You can also get cash out for home improvement and much more! We are a respected "Bad Credit" lender who recently extended its mortgage programs online for all homeowners in the U.S. Don't get down from past loan denials, because our company specializes in less than perfect credit loans.
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Some mortgage lenders don't offer the home loan products that we do for people with sub-prime credit. We provide home financing to people in bankruptcy or who recently had a foreclosure. We even offer hard money loans for home purchase, cash out, or refinancing.
- Bad Credit Home Refinancing
- FHA Home Mortgage Loans
- Hard Money Loans
- Cash Back Home Equity Loans
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Home Mortgage Bad Credit is a company that specializes in the home purchase, refinance, 2nd mortgage and re-establishment of credit for residential financing, has announced changes to its mortgage lending programs. Our participating home mortgage lenders are now offering revised term loans that will no longer be subject to application fees before a loan is approved and agreed upon from the loan applicant. Closing costs will only be charged in the loan, and the homeowner is only responsible for the closing costs if they agree to the loan and sign the loan documents with escrow.
Home Mortgage
Rates are the lowest they have been in years
FREE Home Mortgage Loan Quote!
- Lower Your Loan Payments with Fixed Rates!
- Start Saving by Refinancing Your Sub-Prime Mortgage Now!
- No Equity Required for 1st and 2nd Mortgages
- Let the Home Lenders compete for your loan here
Check today's mortgage rates for various equity loan and refinance programs here.
Lock
in your Rate Now for a Home Mortgage Loan! Apply
Now for a Home Mortgage Loan Fill out a short form online
from the privacy and comfort of your own home.
Our Lenders offer loan programs
for people with excellent, good or bad credit.
| Fixed Rate Cash Out Second Mortgage Loan |
Refinance your credit line with a fixed rate home mortgage that is amortized for thirty or forty year schedules. |
| Fixed Rate Cash Out 2nd Mortgage Loan |
Get cash with a second mortgage even if you are a 1st time homebuyer who bought your home with no money down. We lend funds from 80 to 125%, but good fico scores are needed with this product. Most borrowers who need cash out have turned to first mortgage loans, because the 2nd loan market has dried up. |
| 90 to 103% Financing with No PMI |
No equity refinancing is needed with loans appraised for less than the stated value. Our company provides several refinance loans that allow less equity than conventional lenders request. |
| 100% Financing, one loan (No money down) |
No Money Down Mortgage or 80-20 home loan with no mortgage insurance. 100% home financing is not as easy as it was a few years back, so it is more important than ever to be aligned with a proven mortgage lender that is approved for FHA, FNMA and FMAC loans. |
| FHA Streamline loans |
Poor credit?...You will have no problem with government backed FHA home financing! FHA home mortgages are offered based on your income not your fico scores or credit history. |
| VA Streamlines loans |
Veterans are offered 100% home loans. No money Down! No Appraisal required! Get the latest FHA loan info for home refinancing online. |
There is No Cost and No Obligation
To Get Rate and Payment Quotes!
| Home Mortgage Market Update |
The overnight average 15-year fixed mortgage rate fell from 6.27% to 6.20%, the avg. rate for five-year Treasury-indexed hybrid adjustable-rate mortgages declined from 6.27% to 6.21%, and the average rate for one-year Treasury-indexed ARMs was unchanged, at 5.69%, Freddie Mac reported. Loan fees and points averaged .4 of a point to 1 pt for fixed-rate home mortgage and hybrid adjustable rate mortgages (ARM) and 0.8 of a point to 2 pts for 1-year ARMs.
"The worse-than-expected jobs report, combined with the [Federal Reserve Board]'s decision to pass on raising rates at its last meeting, led directly to lower rates this week," said Frank Nothaft, Freddie Mac's chief economist. ".... Lower rates may bring about a rise in refinancing activity as homeowners with ARMs getting ready to reset decide to take advantage by locking into fixed-rate mortgages now rather than waiting until the adjustment date, when rates may be higher." A year ago, the average 30-year and 15-year fixed rates were 5.89% and 5.47%, respectively, and the avg. hybrid and 1-year ARM rates were 5.40% and 4.57%, respectively, Freddie Mac said. Freddie Mac can be found online at Freddie Mac. |
Get approved for a home purchase loan with interest rates starting at 1%.
| Home Mortgage Company Profile: Sub-Prime Loan Refinancing Focus |
Home Mortgage Bad Credit’s mortgage loan division was created from the simple premise that quality customer service combined with competitive low interest rates for non-conforming loans would create a company to be reckoned with. We empower our loan officers and mortgage consultants to work with borrowers at the local level based on merit. We offer a combined home mortgage lending experience of over 50 years, and we are dedicated to building our company through quality loan products, dynamic people with competitive interest rates. |
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40 Year Mortgages to 100% |
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Hard Money Loans Available |
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Sub-Prime Home Refinancing |
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No Money Down Purchase Mortgages |
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80-20 Sub-Prime Home Loans |
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1-Payment Mortgages to 100% |
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Low-Payment Negative Amortization |
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Mortgage Refinance Loans up to $600,000 |
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Borrow up to 100% of your home's appraised value. |
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Refinance credit card debts |
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Home Mortgage Loans Mortgages Rates Bad Credit
Bad Credit Home Mortgage Lenders recently introduced a reduced documentation loan. We offer refinancing loans with special income documentation requirements for self-employed and 1099 homeowners.
We consider your refinance loan a "Full Documentation loan" when 12 months' of personal bank statements are provided.
1099 borrowers only need to provide us 3 months' bank statements and underwriting considers the loan a full income documentation mortgage.
Refinance your mortgage and request some cash back, so you can make home improvements like backyard landscaping.
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