Most consumers are tired of searching for lenders that offer higher risk mortgage loans to borrowers who have credit or equity obstacles. The biggest obstacle for existing homeowners to refinance is equity. Many new home buyers and home owning veterans are running into lending walls because of credit. With unemployment and deflated stock portfolios and property values, many people have been late on paying their bills and the credit scores have declined as a result. We offer high risk mortgage opportunities to borrowers with all types of credit and equity positions.

Have you been rejected for refinancing because your home is underwater? We offer a path to low rate refinancing with a program called the Home Affordable Refinance. This program has been sponsored by the U.S. Government. This high risk mortgage program is for people that have underwater mortgages that are owned by Fannie Mae or Freddie Mac. The new HARP program has no loan to value restrictions so if you meet the eligibility requirements you may qualify for a mortgage at a very low interest rate. Government oversight committees warn that this plan could cost between $5 billion and $10 billion. President Obama claims he does not want to raise the deficit to pay for it. Rather he claims that charging the large banks a fee would cover the cost for this high risk mortgage initiative. You think the ATM fees are high now? If the President is successful with this move then you can expect the banks to raise the cost of lending dramatically.

Qualifying for a High Risk Mortgage under the HARP Loan Program

According to an Obama spokesman familiar with the expanded high risk mortgage program, in order to qualify for the new home mortgage refinancing program, consumers must not have missed a loan payment for at least 180 days and have no more than one late payment in the 360 days. Eligible borrowers must also have a middle credit score of 580 or greater.

The homeowner's lien may exceed the FHA loan limits in their regions, which range from $271,050 in low housing cost areas to $697,750 in high-cost areas. Qualified borrowers must also be considered a primary resident in the house, which means that they occupy the residence.

Please complete the form below and one of our high risk mortgage lenders will get back to you with some loan options.

Home Loan Type	Select ---------------> Mortage Refinance Cash Out Refinance Home Equity New Home Purchase
State	Select ----> Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming
Property Value	Select One-----------> 1st Time Buyer 75,000 - 80,000 80,000 - 85,000 85,000 - 90,000 90,000 - 95,000 95,000 - 100,000 100,000 - 105,000 105,000 - 110,000 110,000 - 115,000 115,000 - 120,000 120,000 - 125,000 125,000 - 130,000 130,000 - 135,000 135,000 - 140,000 140,000 - 145,000 145,000 - 150,000 150,000 - 155,000 155,000 - 160,000 160,000 - 165,000 165,000 - 170,000 170,000 - 175,000 175,000 - 180,000 180,000 - 185,000 185,000 - 190,000 190,000 - 195,000 195,000 - 200,000 200,000 - 205,000 205,000 - 210,000 210,000 - 215,000 215,000 - 220,000 220,000 - 225,000 225,000 - 230,000 230,000 - 235,000 235,000 - 240,000 240,000 - 245,000 245,000 - 250,000 250,000 - 255,000 255,000 - 260,000 260,000 - 265,000 265,000 - 270,000 270,000 - 275,000 275,000 - 280,000 280,000 - 285,000 285,000 - 290,000 290,000 - 295,000 295,000 - 300,000 300,000 - 305,000 305,000 - 310,000 310,000 - 315,000 315,000 - 320,000 320,000 - 325,000 325,000 - 330,000 330,000 - 335,000 335,000 - 340,000 340,000 - 345,000 345,000 - 350,000 350,000 - 355,000 355,000 - 360,000 360,000 - 365,000 365,000 - 370,000 370,000 - 375,000 375,000 - 380,000 380,000 - 385,000 385,000 - 390,000 390,000 - 395,000 395,000 - 400,000 400,000 - 405,000 405,000 - 410,000 410,000 - 415,000 415,000 - 420,000 420,000 - 425,000 425,000 - 430,000 430,000 - 435,000 435,000 - 440,000 440,000 - 445,000 445,000 - 450,000 450,000 - 455,000 455,000 - 460,000 460,000 - 465,000 465,000 - 470,000 470,000 - 475,000 475,000 - 480,000 480,000 - 485,000 485,000 - 490,000 490,000 - 495,000 495,000 - 500,000 500,000 - 505,000 505,000 - 510,000 510,000 - 515,000 515,000 - 520,000 520,000 - 525,000 525,000 - 530,000 530,000 - 535,000 535,000 - 540,000 540,000 - 545,000 545,000 - 550,000 550,000 - 555,000 555,000 - 560,000 560,000 - 565,000 565,000 - 570,000 570,000 - 575,000 575,000 - 580,000 580,000 - 585,000 585,000 - 590,000 590,000 - 595,000 595,000 - 600,000 600,000 - 605,000 605,000 - 610,000 610,000 - 615,000 615,000 - 620,000 620,000 - 625,000 625,000 - 630,000 630,000 - 635,000 635,000 - 640,000 640,000 - 645,000 645,000 - 650,000 650,000 - 655,000 655,000 - 660,000 660,000 - 665,000 665,000 - 670,000 670,000 - 675,000 675,000 - 680,000 680,000 - 685,000 685,000 - 690,000 690,000 - 695,000 695,000 - 700,000 700,000 - 705,000 705,000 - 710,000 710,000 - 715,000 715,000 - 720,000 720,000 - 725,000 725,000 - 730,000 730,000 - 735,000 735,000 - 740,000 740,000 - 745,000 745,000 - 750,000 750,000 - 755,000 755,000 - 760,000 760,000 - 765,000 765,000 - 770,000 770,000 - 775,000 775,000 - 780,000 780,000 - 785,000 785,000 - 790,000 790,000 - 795,000 795,000 - 800,000 800,000 - 805,000 805,000 - 810,000 810,000 - 815,000 815,000 - 820,000 820,000 - 825,000 825,000 - 830,000 830,000 - 835,000 835,000 - 840,000 840,000 - 845,000 845,000 - 850,000 850,000 - 855,000 855,000 - 860,000 860,000 - 865,000 865,000 - 870,000 870,000 - 875,000 875,000 - 880,000 880,000 - 885,000 885,000 - 890,000 890,000 - 895,000 895,000 - 900,000 900,000 - 905,000 905,000 - 910,000 910,000 - 915,000 915,000 - 920,000 920,000 - 925,000 925,000 - 930,000 930,000 - 935,000 935,000 - 940,000 940,000 - 945,000 945,000 - 950,000 950,000 - 955,000 955,000 - 960,000 960,000 - 965,000 965,000 - 970,000 970,000 - 975,000 975,000 - 980,000 980,000 - 985,000 985,000 - 990,000 990,000 - 995,000 995,000 - 1,000,000 1,000,000 - 1,005,000 1,005,000 - 1,010,000 1,010,000 - 1,015,000 1,015,000 - 1,020,000 1,020,000 - 1,025,000 1,025,000 - 1,030,000 1,030,000 - 1,035,000 1,035,000 - 1,040,000 1,040,000 - 1,045,000 1,045,000 - 1,050,000 1,050,000 - 1,055,000 1,055,000 - 1,060,000 1,060,000 - 1,065,000 1,065,000 - 1,070,000 1,070,000 - 1,075,000 1,075,000 - 1,080,000 1,080,000 - 1,085,000 1,085,000 - 1,090,000 1,090,000 - 1,095,000 1,095,000 - 1,100,000 1,100,000 - 1,105,000 1,105,000 - 1,110,000 1,110,000 - 1,115,000 1,115,000 - 1,120,000 1,120,000 - 1,125,000 1,125,000 - 1,130,000 1,130,000 - 1,135,000 1,135,000 - 1,140,000 1,140,000 - 1,145,000 1,145,000 - 1,150,000 1,150,000 - 1,155,000 1,155,000 - 1,160,000 1,160,000 - 1,165,000 1,165,000 - 1,170,000 1,170,000 - 1,175,000 1,175,000 - 1,180,000 1,180,000 - 1,185,000 1,185,000 - 1,190,000 1,190,000 - 1,195,000 1,195,000 - 1,200,000 1,200,000 - 1,205,000 1,205,000 - 1,210,000 1,210,000 - 1,215,000 1,215,000 - 1,220,000 1,220,000 - 1,225,000 1,225,000 - 1,230,000 1,230,000 - 1,235,000 1,235,000 - 1,240,000 1,240,000 - 1,245,000 1,245,000 - 1,250,000 1,250,000 - 1,255,000 1,255,000 - 1,260,000 1,260,000 - 1,265,000 1,265,000 - 1,270,000 1,270,000 - 1,275,000 1,275,000 - 1,280,000 1,280,000 - 1,285,000 1,285,000 - 1,290,000 1,290,000 - 1,295,000 1,295,000 - 1,300,000 1,300,000 - 1,305,000 1,305,000 - 1,310,000 1,310,000 - 1,315,000 1,315,000 - 1,320,000 1,320,000 - 1,325,000 1,325,000 - 1,330,000 1,330,000 - 1,335,000 1,335,000 - 1,340,000 1,340,000 - 1,345,000 1,345,000 - 1,350,000 1,350,000 - 1,355,000 1,355,000 - 1,360,000 1,360,000 - 1,365,000 1,365,000 - 1,370,000 1,370,000 - 1,375,000 1,375,000 - 1,380,000 1,380,000 - 1,385,000 1,385,000 - 1,390,000 1,390,000 - 1,395,000 1,395,000 - 1,400,000 1,400,000 - 1,405,000 1,405,000 - 1,410,000 1,410,000 - 1,415,000 1,415,000 - 1,420,000 1,420,000 - 1,425,000 1,425,000 - 1,430,000 1,430,000 - 1,435,000 1,435,000 - 1,440,000 1,440,000 - 1,445,000 1,445,000 - 1,450,000 1,450,000 - 1,455,000 1,455,000 - 1,460,000 1,460,000 - 1,465,000 1,465,000 - 1,470,000 1,470,000 - 1,475,000 1,475,000 - 1,480,000 1,480,000 - 1,485,000 1,485,000 - 1,490,000 1,490,000 - 1,495,000 1,495,000 - 1,500,000 Over 1,500,000
Mortgage Balance	Select One-----------> 1st Time Buyer 75,000 - 80,000 80,000 - 85,000 85,000 - 90,000 90,000 - 95,000 95,000 - 100,000 100,000 - 105,000 105,000 - 110,000 110,000 - 115,000 115,000 - 120,000 120,000 - 125,000 125,000 - 130,000 130,000 - 135,000 135,000 - 140,000 140,000 - 145,000 145,000 - 150,000 150,000 - 155,000 155,000 - 160,000 160,000 - 165,000 165,000 - 170,000 170,000 - 175,000 175,000 - 180,000 180,000 - 185,000 185,000 - 190,000 190,000 - 195,000 195,000 - 200,000 200,000 - 205,000 205,000 - 210,000 210,000 - 215,000 215,000 - 220,000 220,000 - 225,000 225,000 - 230,000 230,000 - 235,000 235,000 - 240,000 240,000 - 245,000 245,000 - 250,000 250,000 - 255,000 255,000 - 260,000 260,000 - 265,000 265,000 - 270,000 270,000 - 275,000 275,000 - 280,000 280,000 - 285,000 285,000 - 290,000 290,000 - 295,000 295,000 - 300,000 300,000 - 305,000 305,000 - 310,000 310,000 - 315,000 315,000 - 320,000 320,000 - 325,000 325,000 - 330,000 330,000 - 335,000 335,000 - 340,000 340,000 - 345,000 345,000 - 350,000 350,000 - 355,000 355,000 - 360,000 360,000 - 365,000 365,000 - 370,000 370,000 - 375,000 375,000 - 380,000 380,000 - 385,000 385,000 - 390,000 390,000 - 395,000 395,000 - 400,000 400,000 - 405,000 405,000 - 410,000 410,000 - 415,000 415,000 - 420,000 420,000 - 425,000 425,000 - 430,000 430,000 - 435,000 435,000 - 440,000 440,000 - 445,000 445,000 - 450,000 450,000 - 455,000 455,000 - 460,000 460,000 - 465,000 465,000 - 470,000 470,000 - 475,000 475,000 - 480,000 480,000 - 485,000 485,000 - 490,000 490,000 - 495,000 495,000 - 500,000 500,000 - 505,000 505,000 - 510,000 510,000 - 515,000 515,000 - 520,000 520,000 - 525,000 525,000 - 530,000 530,000 - 535,000 535,000 - 540,000 540,000 - 545,000 545,000 - 550,000 550,000 - 555,000 555,000 - 560,000 560,000 - 565,000 565,000 - 570,000 570,000 - 575,000 575,000 - 580,000 580,000 - 585,000 585,000 - 590,000 590,000 - 595,000 595,000 - 600,000 600,000 - 605,000 605,000 - 610,000 610,000 - 615,000 615,000 - 620,000 620,000 - 625,000 625,000 - 630,000 630,000 - 635,000 635,000 - 640,000 640,000 - 645,000 645,000 - 650,000 650,000 - 655,000 655,000 - 660,000 660,000 - 665,000 665,000 - 670,000 670,000 - 675,000 675,000 - 680,000 680,000 - 685,000 685,000 - 690,000 690,000 - 695,000 695,000 - 700,000 700,000 - 705,000 705,000 - 710,000 710,000 - 715,000 715,000 - 720,000 720,000 - 725,000 725,000 - 730,000 730,000 - 735,000 735,000 - 740,000 740,000 - 745,000 745,000 - 750,000 750,000 - 755,000 755,000 - 760,000 760,000 - 765,000 765,000 - 770,000 770,000 - 775,000 775,000 - 780,000 780,000 - 785,000 785,000 - 790,000 790,000 - 795,000 795,000 - 800,000 800,000 - 805,000 805,000 - 810,000 810,000 - 815,000 815,000 - 820,000 820,000 - 825,000 825,000 - 830,000 830,000 - 835,000 835,000 - 840,000 840,000 - 845,000 845,000 - 850,000 850,000 - 855,000 855,000 - 860,000 860,000 - 865,000 865,000 - 870,000 870,000 - 875,000 875,000 - 880,000 880,000 - 885,000 885,000 - 890,000 890,000 - 895,000 895,000 - 900,000 900,000 - 905,000 905,000 - 910,000 910,000 - 915,000 915,000 - 920,000 920,000 - 925,000 925,000 - 930,000 930,000 - 935,000 935,000 - 940,000 940,000 - 945,000 945,000 - 950,000 950,000 - 955,000 955,000 - 960,000 960,000 - 965,000 965,000 - 970,000 970,000 - 975,000 975,000 - 980,000 980,000 - 985,000 985,000 - 990,000 990,000 - 995,000 995,000 - 1,000,000 1,000,000 - 1,005,000 1,005,000 - 1,010,000 1,010,000 - 1,015,000 1,015,000 - 1,020,000 1,020,000 - 1,025,000 1,025,000 - 1,030,000 1,030,000 - 1,035,000 1,035,000 - 1,040,000 1,040,000 - 1,045,000 1,045,000 - 1,050,000 1,050,000 - 1,055,000 1,055,000 - 1,060,000 1,060,000 - 1,065,000 1,065,000 - 1,070,000 1,070,000 - 1,075,000 1,075,000 - 1,080,000 1,080,000 - 1,085,000 1,085,000 - 1,090,000 1,090,000 - 1,095,000 1,095,000 - 1,100,000 1,100,000 - 1,105,000 1,105,000 - 1,110,000 1,110,000 - 1,115,000 1,115,000 - 1,120,000 1,120,000 - 1,125,000 1,125,000 - 1,130,000 1,130,000 - 1,135,000 1,135,000 - 1,140,000 1,140,000 - 1,145,000 1,145,000 - 1,150,000 1,150,000 - 1,155,000 1,155,000 - 1,160,000 1,160,000 - 1,165,000 1,165,000 - 1,170,000 1,170,000 - 1,175,000 1,175,000 - 1,180,000 1,180,000 - 1,185,000 1,185,000 - 1,190,000 1,190,000 - 1,195,000 1,195,000 - 1,200,000 1,200,000 - 1,205,000 1,205,000 - 1,210,000 1,210,000 - 1,215,000 1,215,000 - 1,220,000 1,220,000 - 1,225,000 1,225,000 - 1,230,000 1,230,000 - 1,235,000 1,235,000 - 1,240,000 1,240,000 - 1,245,000 1,245,000 - 1,250,000 1,250,000 - 1,255,000 1,255,000 - 1,260,000 1,260,000 - 1,265,000 1,265,000 - 1,270,000 1,270,000 - 1,275,000 1,275,000 - 1,280,000 1,280,000 - 1,285,000 1,285,000 - 1,290,000 1,290,000 - 1,295,000 1,295,000 - 1,300,000 1,300,000 - 1,305,000 1,305,000 - 1,310,000 1,310,000 - 1,315,000 1,315,000 - 1,320,000 1,320,000 - 1,325,000 1,325,000 - 1,330,000 1,330,000 - 1,335,000 1,335,000 - 1,340,000 1,340,000 - 1,345,000 1,345,000 - 1,350,000 1,350,000 - 1,355,000 1,355,000 - 1,360,000 1,360,000 - 1,365,000 1,365,000 - 1,370,000 1,370,000 - 1,375,000 1,375,000 - 1,380,000 1,380,000 - 1,385,000 1,385,000 - 1,390,000 1,390,000 - 1,395,000 1,395,000 - 1,400,000 1,400,000 - 1,405,000 1,405,000 - 1,410,000 1,410,000 - 1,415,000 1,415,000 - 1,420,000 1,420,000 - 1,425,000 1,425,000 - 1,430,000 1,430,000 - 1,435,000 1,435,000 - 1,440,000 1,440,000 - 1,445,000 1,445,000 - 1,450,000 1,450,000 - 1,455,000 1,455,000 - 1,460,000 1,460,000 - 1,465,000 1,465,000 - 1,470,000 1,470,000 - 1,475,000 1,475,000 - 1,480,000 1,480,000 - 1,485,000 1,485,000 - 1,490,000 1,490,000 - 1,495,000 1,495,000 - 1,500,000 Over 1,500,000
Credit Rating	Select One-----------> Excellent Good Fair Poor
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Connect with a Lenders that have the ability to Help with High Risk Mortgages

We understand the difficulties involved with poor credit home loans or "high risk" mortgages. Getting approved from a high risk mortgage lender who offers loans for people with poor credit is more difficult than it was in the past.

• Bad Credit House Loan
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