Poor Credit Mortgage for Home Purchasing or Refinancing

In home financing terms, a poor credit mortgage is a home loan for a borrower with less than perfect credit. The supply of poor credit mortgages has shrunk in recent years as private money lenders have stopped offering subprime and purchase loans to people with low credit scores. Just a few years ago private lenders, Fannie Mae and Freddie Mac all offered several home mortgage loans for people with bad credit.

Get Approved for an Affordable Mortgage Even if You Have Poor Credit

If you have missed payments or have not established accounts like credit cards, you will likely need a poor credit mortgage. If you have been rejected for a home mortgage because your credit scores are low, it might be time to reconsider poor credit mortgages. Government lending continues to provide mortgages for people with poor credit. A VA and home loans from FHA that enable people with credit issues to get a second chance for home financing and refinancing.

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